Short-and Long-Term Disability

 

800-244-4812

 

We know that illness and disability often bring emotional and financial difficulties. Short- and long-term disability insurance helps offset this burden and is provided to full-time regularly scheduled Stampin’ Up! employees after one year of service. Stampin’ Up! pays 100 percent of the premium for disability insurance; however, you will pay the taxes on the premiums. Go back to Employee Benefits

Benefit Information

Short‑Term Disability

Short‑Term Disability

Eligible for benefits

After one year of regularly scheduled full‑time service. Benefits are effective the first of the month following eligibility. You must work one full day during the month of your eligibility before STD benefits go into effect.

Coverage pays

Equal to 60% of covered weekly earnings.

Maximum benefit

$1,500 per week

Waiting period

7 days

Benefits payable

Up to 13 weeks

Additional information

Partial disability included. Maternity coverage included.

Long‑Term Disability

Long‑Term Disability

Eligible for benefits

After one year of regularly scheduled full‑time service.

Coverage pays

Equal to 60% of covered monthly earnings.

Maximum benefit

$6,000 per month (in most cases)

Waiting period

90 days (LTD begins after STD has been exhausted.)

Benefits payable

The benefit is payable up to your normal retirement age under the Social Security Act. However, if you become disabled at or after age 65, benefits are payable according to an age‑based schedule.

Additional information

Partial disability included. Disabilities that begin within the first 12 months after your effective date will not be covered if you have received treatment for the disability within the 3 months prior to your effective date.

Filing a Claim

Once you are enrolled in STD, you may file a claim by printing a STD Claim form. Please bring the completed form to HR for processing. HR will work with CIGNA to process your claim in a timely manner.

Resources

Long-Term Disability Summary of Coverage
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Short-Term Disability Summary of Coverage
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Long Term Disability Class 1 Insurance Certificate
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Long Term Disability Class 2 Insurance Certificate
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Short Term Disability Insurance Certificate
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